We limit access to Customer Information to those employees who need to know that information in order to provide services to you or to maintain or upgrade those products or services.
This privacy policy only applies to AboutYourMortgage.com LLC. This policy does not apply to the practices of companies that AboutYourMortgage.com does not own or control, or to people that AboutYourMortgage.com does not employ or manage.
Collection and Use of your Personal Information
AboutYourMortgage does not sell, rent or lease its customer lists to third parties.
AboutYourMortgage collects and uses your personal information to operate the AboutYourMortgage Web Site and deliver the services you have requested. For each visitor to the AboutYourMortgage Web Site our servers automatically collect personally identifiable information about which pages are visited and the IP address or domain name of visitors. This information may also include: your browser type, domain names, access times and referring Web Site addresses. AboutYourMortgage also collects anonymous demographic information, which is not unique to you, such as your ZIP code. We use your IP address to help diagnose problems with our server, and to administer our Web Site. Your IP address is not linked to personally identifiable information but is used to gather broad demographic information. This information helps us tailor and improve your experience on the AboutYourMortgage Web Site.
AboutYourMortgage may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered. For example, visitors to www.AboutYourMortgage.com may see a pop-up window asking them to voluntarily participate in a user survey.
In addition, we may use your contact information to market to you, and provide you with information about, our products and services, including but not limited to our Service as defined in our Terms of Service. We may from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, we engage certain trusted third parties to perform functions and provide services to us, including, without limitation, hosting and maintenance, customer relationship, database storage and management, and direct marketing campaigns. We will share your personally identifiable information with these third parties, but only to the extent necessary to perform these functions and provide such services, and only pursuant to binding contractual obligations requiring such third parties to maintain the privacy and security of your data.
AboutYourMortgage encourages you to review the privacy statements of Web Sites you choose to link to from AboutYourMortgage so that you can understand how those Web sites collect, use and share your information. AboutYourMortgage is not responsible for the privacy statements or other content on Web sites outside of the AboutYourMortgage Web site.
If you decide at any time that you no longer wish to receive such information or communications from us, please follow the unsubscribe instructions provided in any of these communications.
Compliance with Laws and Law Enforcement
AboutYourMortgage cooperates with government and law enforcement officials or private parties to enforce and comply with the law. AboutYourMortgage will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) comply with valid legal requirements, such as a law, regulation, search warrant, subpoena or court order; (b) protect and defend the rights or property of AboutYourMortgage; and, or (c) when AboutYourMortgage has reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who, intentionally or unintentionally, may be causing injury or harm to users or other persons or violating the Terms of Service of this site.
Legally Required Disclosures
We will make any legally-required disclosures of any breach of the security, confidentiality, or integrity of your unencrypted electronically stored personal data to you via email or conspicuous posting on this Site in the most expedient time possible and without unreasonable delay, consistent with (a) the legitimate needs of law enforcement or (b) any measures necessary to determine the scope of the breach and restore the reasonable integrity of the data system.
Submission of Information
AboutYourMortgage sometimes uses third party databases or sources to verify information you have submitted on our Web Site. We do our best to make sure our information is up-to-date. However there may be times when this information is incorrect or out of date and your submitted information is received by an incorrect end recipient. AboutYourMortgage requires all end recipients to adhere to a strict confidentiality agreement regarding information submitted to them. If such a situation arises all confidential information will be handled accordingly and resubmitted to the correct recipient. In these cases AboutYourMortgage will be held harmless as stated in our Terms of Service policy.
Use of Cookies
The AboutYourMortgage Web Site uses “cookies” to help you personalize your online experience. A cookie is a small text file which is placed on your hard drive by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. We do not use cookies to collect personally identifiable information.
AboutYourMortgage may use both persistent and session cookies to help us better understand how you interact with our Site and Service. A cookie can also be used to monitor aggregate use and web traffic generated by our users.
One of the primary purposes of cookies is to provide a convenience feature which saves you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. A session cookie enables certain features of the Site and our service and is deleted from your computer when you disconnect from or leave the Site. A persistent cookie remains after you close your browser and may be used again by your browser on subsequent visits to AboutYourMortgage. Persistent cookies can be removed by following your web browser help file directions.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. You can instruct your browser, by editing its options, to stop accepting cookies or to prompt you before accepting a cookie from websites you visit. If you choose to decline cookies, it is possible that you may not be able to fully experience the interactive features of AboutYourMortgage services or Web Sites you visit.
Security of your Personal Information
AboutYourMortgage secures your personal information from unauthorized access, use or disclosure. We employ administrative, physical and electronic measures designed to protect your information from unauthorized access. When your personal information is transmitted through our conduit, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol. When you send your personal financial information to AboutYourMortgage, it is transmitted using Secure Sockets Layer (SSL) technology. SSL encrypts it, making the information unreadable by anyone except AboutYourMortgage. A lock or key icon will be visible on your internet browser. SSL does not allow anyone to intercept and read your personal information; only AboutYourMortgage can decode the encryption.
Your role in protecting your privacy
If you share a computer terminal with others, you may want to consider establishing an anonymous e-mail account. In this way, e-mails that you receive from AboutYourMortgage will be seen only by you. If you access AboutYourMortgage through an e-mail account maintained by your employer, please note that it is possible that your employer may monitor your e-mail communications.
Links to Other Websites
AboutYourMortgage contains links to other websites. The fact that we link to a website is not an endorsement, authorization or representation of our affiliation with that third party. We encourage you to read the privacy policies or statements of the any other websites you visit. AboutYourMortgage does not exercise control over third party websites. These other websites can place their own cookies or other files on your computer, collect data or solicit personally identifiable information from you. Other sites follow different rules regarding the use or disclosure of the personally identifiable information you submit to them.
Children/direct notice to parents
AboutYourMortgage will not knowingly collect any personal information from individuals under 13 years of age without parental consent.
E-mail Notices
AboutYourMortgage sends a variety of e-mails to users who submit information though our conduit. These e-mails include but are not limited to confirmations that your information has been received by the intended recipient, follow-up email to ensure timeliness of communications. These e-mails are a necessary feature for AboutYourMortgage. If you do not want to receive such e-mail notices, please do not submit information through our conduit.
Changes to this Statement
AboutYourMortgage will occasionally update this Statement of Privacy to reflect company and customer feedback. AboutYourMortgage encourages you to periodically review this Statement to be informed of how AboutYourMortgage is protecting your information.
Contact Information
AboutYourMortgage welcomes your comments regarding this Statement of Privacy. If you believe that AboutYourMortgage has not adhered to this Statement, please contact AboutYourMortgage at [ privacyterms [at] AboutYourMortgage [dot] com]. We will use commercially reasonable efforts to promptly determine and remedy the problem.
By using this site, you signify your acceptance of the terms of AboutYourMortgage’s Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the AboutYourMortgage site and exit the site immediately. Your continued use of the www.aboutyourmortgage.com Site following the posting of changes to these terms will mean that you accept those changes.
